
Business Certificate of Deposit
Andover State Bank offers a variety of terms with competitive rates. For additional information and annual percentage yields, please contact your loan officer or any of our customer service representatives.
Average Balance: Service Charge:
$5,000 and over …………………………... None
$1 - $4,999 ………………………………… $10.00
> 6 transactions/month subject to……….. $5.00 per item


Treasury Savings
Now you can earn premium interest on account balances of $10,000 or more. Our Treasury Savings account offers treasury bill equivalent rates, and unlike certificates of deposit, the account does not have a specific term. This account is similar to buying short-term treasury bills or notes, but without the market risk and with the reliability of FDIC insurance.
• $10,000 to open
• Earn interest while maintaining an average balance
of $10,000
• Variable interest based on premium rates
• Unlimited deposits
• One withdrawal per quarter
• $25 fee for each withdrawal over one
