Checking

Value Checking

• Minimum balance of $100
• No monthly fees, if minimum balance falls below requirements an $8 monthly fee is assessed
• Monthly Statement with Images, E-mail Statements available
• Unlimited check writing
• Free ATM or Debit card
• Free Online Banking
• Free Online Bill Pay

Premier Checking

A great Value account with no monthly service charge if minimum balance requirements are met, Value Checking with Interest includes the following benefits:

• No minimum balance and $8 monthly service charge
OR
• No service charge if combined checking and savings balances exceed $10,000.
• Earn interest while maintaining $2,500 average balance
• Interest rate is subject to change
• Unlimited check writing
• Free ATM or Debit Card
• Free ExpressPhone Banking
• Free Online Banking and free Online Bill Pay
• Free Cashier’s and Traveler’s checks
• Free notary services
• Preferred rates on consumer loans
• Add a second Value Checking account for free
• Free Andover State Bank checks
• Two (2) free ATM usages at foreign ATMs
• Free financial planning consultation
• $2,500 withdrawal from any one CD without penalty

Value Checking with Interest

This account requires a minimum balance to avoid a $10 service charge, yet earns interest on the average balnce during your statement cycle. Value checking with Interest includes the following benefits:

• Minimum balance of $500
• Earn interest while maintaining $1,000 average balance
• Interest rate is subject to change
• Unlimited check writing
• Free ATM or Debit card
• Free ExpressPhone Banking
• Free Online Banking
• Free Online Bill Pay for the first 90 days
• Free Cashier’s and Traveler’s checks

Value 55 Checking

This no-service-charge account pays interest for our customers who are 55 years and older.

• No minimum balance
• Earn interest by maintaining $1,000 average balance during your statement cycle
• Monthly Statement with Images, E-mail Statements available
• Unlimited check writing
• Free ATM or Debit card
• Free Online Banking
• Free Online Bill Pay
• Free Cashier’s and Traveler’s checks

Free Checking

• No minimum balance
• No monthly fees
• Unlimited check writing
• Monthly Statement with Check safekeeping, E-mail Statements available
• Free ATM or Debit card
• Free Online Banking
• Free Online Bill Pay

Looking for an easy no-hassle checking account? Choose from a number of accounts from the popular Free Checking account to any one of our Value Checking Accounts. See our product details for an Andover State Bank account that will fit your needs.