
Merchant Bank Card Services
As a MasterCard and Visa member, Andover State Bank will assist you in accepting credit cards as a form of payment from your customers. Sales are electronically deposited into your account which means you can expect faster payments for services. At month’s end you will receive a detailed report showing a summary of all transactions processed throughout the month.
Direct Deposit
With Direct Deposit, you eliminate the cost of check processing, postage, check reconciliation, and lost or stolen checks. For just $25 per month, you simply transmit your payroll to us and we electronically deposit the proper amount into your employees’ accounts.
ACH Debit & Credit Origination
Direct Deposit
Merchant Bank Card Services
Business Credit Cards / Debit Cards
Safe Deposit Boxes
Online Banking
Express Phone Banking
Night Deposit / Bank By Mail / Courier Services


ACH Debit & Credit Origination
Andover State Bank is an originating bank for ACH debits and credits. We can electronically deposit your company’s payroll into your employees bank accounts. You may also initiate loan payments, memberships and other automatic transactions.
Business Credit Cards / Debit Cards
Both of our commercial checking accounts have the convenience of paying for business purchases by a credit or debit card. With the flexibility of a credit or debit card you have the convenience of making purchases on the phone, online, or when you are away traveling.
Safe Deposit Boxes
Andover State Bank offers safe deposit boxes to all customers. Use our boxes to store partnership agreements, property titles, sales or purchase contracts, or any other documentation. We have several sizes to accommodate your needs.
5 X 5 ………… $30 per year
3 X 10 ……….. $30 per year
5 X 10 ……….. $45 per year
10 X 10 ……… $65 per year
Online Banking
ASB Online Banking gives you full access to your deposit and loan accounts. Check balances, view transactions, and look at check images for the current and previous statements.
Express Phone Banking
Don’t have access to a computer? Try our Express Phone Banking at (316) 733-7099 or toll free (866) 733-7099 and follow the automated steps to get started. You have instant access to you current month’s statement, including account balances and transactions. You can make loan payments and transfer funds automatically.
Night Deposit / Bank By Mail / Courier Services
Businesses can make their deposits after hours through our night depository drop or by mailing your deposits. If you are unable to make deposits via either of these two methods, please discuss the cost of Courier Service options with your loan officer or customer service representative.
Mailing Address: Andover State Bank
P.O. Box 278
Andover, KS 67002
