Traditional Savings

• $100 to open, $25 for minors
• $3.00 monthly service charge if balance falls below     minimum (waived for minors).
• Earn interest by maintaining $100 minimum balance
• Interest accrues daily and the account is credited quarterly
• Unlimited deposits
• 3 free withdrawals per quarter, $1 charge for withdrawals    over 3

Money Market Savings

• $100 to open
• $2,500 minimum balance or $10,000 average daily balance to     avoid a $10.00 service charge
• Interest compounds monthly and is credited to your account    monthly
• Interest rates are based on a tiered balance – see Rates for the    current schedule
• Unlimited deposits
• Limited to 6 transactions per month. Transactions over 6 may be subject to a $5 per item charge.

Treasury Savings

Now you can earn premium interest on account balances of $10,000 or more. Our Treasury Savings account offers treasury bill equivalent rates, and unlike certificates of deposit, the account does not have a specific term. This account is similar to buying short-term treasury bills or notes, but without the market risk and with the reliability of FDIC insurance.

• $10,000 to open
• Earn interest while maintaining an average balance
   of $10,000
• Variable interest based on premium rates
• Unlimited deposits
• One withdrawal per quarter
• $25 fee for each withdrawal over one